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Pension Expense

Term in Qoyod's Accounting Glossary — Practical definition with examples from the Saudi market.

What is Pension Expense?

Pension expense is the cost recognized in profit or loss for a defined benefit pension plan during the period. Under IAS 19, it has three main components: service cost (current and past), net interest on the net defined benefit liability or asset, and any settlement gains or losses.

How It Works

  • Compute current service cost from the latest actuarial valuation.
  • Add net interest equal to the discount rate times the opening net DBO.
  • Add or subtract past service cost from plan amendments and settlement effects.
  • Push remeasurements (actuarial gains/losses) to OCI, not profit or loss.

Saudi Context

Saudi companies recognize pension expense for their end-of-service liability and disclose service cost and interest cost separately in line with IAS 19.

Example

If service cost is SAR 5 million and net interest is SAR 2 million, the pension expense reported in P&L is SAR 7 million; actuarial losses of SAR 1 million go through OCI.

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