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Owner’s Equity

Term in Qoyod's Accounting Glossary — Practical definition with examples from the Saudi market.

What is Owner’s Equity?

Owner’s equity is the residual claim of the owner (or partners) on the assets of a business after deducting all liabilities. In sole proprietorships and partnerships, it is composed of capital contributions, additional investments, accumulated profits, and withdrawals (drawings). The accounting equation Assets = Liabilities + Equity always holds.

How It Works

  • Opening balance = closing equity of the prior period.
  • Add capital contributions during the period.
  • Add net profit for the period (or subtract net loss).
  • Subtract owner drawings or distributions.
  • Result is the closing balance reported on the balance sheet.

Saudi Context

Saudi sole proprietorships and partnerships registered under the Companies Law track owner’s equity on a per-partner basis. Sole proprietors operating under a Commercial Registration (CR) report equity changes in their financial statements submitted to ZATCA, particularly for the annual zakat declaration based on the zakat base.

Example

An owner starts a business by contributing SAR 200,000 of capital. The business earns SAR 80,000 of net profit and the owner withdraws SAR 30,000 during the year. Closing owner’s equity = 200,000 + 80,000 – 30,000 = SAR 250,000.

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