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Investment Property

Term in Qoyod's Accounting Glossary — Practical definition with examples from the Saudi market.

What is Investment Property?

Investment property under IAS 40 is land or a building, or part of a building, held by an entity to earn rentals, for capital appreciation, or both — rather than for use in operations or sale in the ordinary course of business.

How It Works

  • Classify the property as investment property based on its intended use.
  • Measure it initially at cost, including transaction costs.
  • Choose between the cost model and the fair value model as accounting policy.
  • Under the cost model, depreciate the property and test it for impairment.
  • Under the fair value model, re-measure to fair value each period and recognise changes in profit or loss.

Saudi Context

Saudi real estate developers, REITs, and large family offices hold material investment property portfolios. SOCPA-adopted IAS 40 allows either measurement model, and ZATCA accepts both for income tax and zakat as long as the policy is consistent.

Example

A REIT owns an office building with a fair value of SAR 200M (up from SAR 180M last year). Under the fair value model, it recognises SAR 20M of unrealised gain in profit or loss.

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